1. TERMS

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trademark law.

2. USE LICENSE

Permission is granted to temporarily download one copy of the materials (information or software) on Eastern Classic Coverage Insurance Agency LLC 's web site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

1. modify      or copy the materials;
2. use      the materials for any commercial purpose, or for any public display      (commercial or non-commercial);
3. attempt      to decompile or reverse engineer any software contained Eastern Classic      Coverage Insurance Agency LLC 's web site;
4. remove      any copyright or other proprietary notations from the materials; or
5. transfer      the materials to another person or "mirror" the materials on any      other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Eastern Classic Coverage Insurance Agency LLC at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. DISCLAIMER

The materials on Eastern Classic Coverage Insurance Agency LLC 's web site are provided "as is". Eastern Classic Coverage Insurance Agency LLC makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Eastern Classic Coverage Insurance Agency LLC does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site. The information available on this website is not intended to constitute and should not be considered legal advice, nor is it intended as a substitute for obtaining legal advice from competent, independent legal counsel in the relevant jurisdiction. Transmission and receipt of this information is not intended to create and does not create an attorney-client relationship. Any information or inquiries that Eastern Classic Coverage Insurance Agency LLC receives from a user over our information systems is not considered to be, nor will be treated as, confidential. 

4. LIMITATIONS

In no event shall Eastern Classic Coverage Insurance Agency LLC or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Eastern Classic Coverage Insurance Agency LLC Internet site, even if Eastern Classic Coverage Insurance Agency LLC. or a Eastern Classic Coverage Insurance Agency LLC authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. REVISIONS AND ERRATA

The materials appearing on Eastern Classic Coverage Insurance Agency LLC.'s web site could include technical, typographical, or photographic errors. Eastern Classic Coverage Insurance Agency LLC does not warrant that any of the materials on its web site are accurate, complete, or current. Eastern Classic Coverage Insurance Agency LLC may make changes to the materials contained on its web site at any time without notice. Eastern Classic Coverage Insurance Agency LLC does not, however, make any commitment to update the materials.

6. LINKS

Eastern Classic Coverage Insurance Agency LLC has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Eastern Classic Coverage Insurance Agency LLC. of the site. Use of any such linked web site is at the user's own risk.

7.  RECOMMENDATION DISCLOSURE

Eastern Classic Coverage Insurance Agency LLC including all of its subsidiaries and affiliates, maintains relationships with clients and business partners globally. When Eastern Classic Coverage Insurance Agency LLC recommends or mentions a product or service provider, it is possible that the product or service is being offered by one of Eastern Classic Coverage Insurance Agency LLC 's clients or business partners.

Eastern Classic Coverage Insurance Agency LLC maintains a strict Code of Conduct covering many topics, including antitrust and competition law, conflicts of interest, anti-bribery, privacy, financial reporting, compliance with trade restrictions, protection of confidential information, and compliance with all laws and regulations applicable to the conduct of our business.

If you have any questions about a Eastern Classic Coverage Insurance Agency LLC endorsement of another company or about a business with whom Eastern Classic Coverage Insurance Agency LLC conducts business, please follow-up with your Eastern Classic Coverage Insurance Agency LLC representative.  Eastern Classic Coverage Insurance Agency LLC. is committed to maintaining full transparency.

8.  FEE/COMMISSION DISCLOSURE

30.3(a) Disclosure

The following disclosure is provided pursuant to Insurance Department Regulation No. 194 (11 NYCRR 30.1 et seq.):

Eastern Classic Coverage Insurance Agency LLC (“the producer”) is an insurance producer licensed by the State of New York. Insurance producers are authorized by their license to confer with insurance purchasers about the benefits, terms and conditions of insurance contracts; to offer advice concerning the substantive benefits of particular insurance contracts; to sell insurance; and to obtain insurance for purchasers. The role of the producer in any particular transaction typically involves one or more of these activities.

When operating or selling or advising with clients in other States, the laws of that State are followed and all terms benefits, conditions and contracts are followed by that State’s particular laws

Compensation will be paid to the producer, based on the insurance contract the producer sells. Depending on the insurer(s) and insurance contract(s) the purchaser selects, compensation will be paid by the insurer(s) selling the insurance contract or by another third party. Such compensation may vary depending on several factors, including the insurance contract(s) and the insurer(s) the purchaser selects. In some cases, other factors, such as volume of business a producer provides to an insurer or the profitability of insurance contracts a producer provides to an insurer also may affect compensation.

The insurance purchaser may obtain information about compensation expected to be received by the producer based in whole or in part on the sale of insurance to the purchaser, and (if applicable) compensation expected to be received based in whole or in part of any alternative quotes presented to the purchaser by the producer, by requesting such information form the producer. 

Eastern Classic Coverage Insurance Agency LLC facilitates the purchase of insurance coverage and risk management and other services for its clients and receives compensation for such placements from various sources depending on the circumstances surrounding the transaction. Compensation may vary, depending upon several factors including the insurance policy or contract our insured selects, the volume of business we provide to the insurer or affiliate or the profitability of the insurance policies or contracts that we provide. Commission income is fully earned at policy inception, or as per statutes. Upon request, you may obtain information about the compensation we are expected to receive, including based in whole or in part, on any alternate quotes we have secured on your behalf.

If you have any questions related to compensation we are receiving, please contact your Eastern Classic Coverage Insurance Agency LLC. representative.

9.  CLIENT DATA, COMMECTION AND USE

Eastern Classic Coverage Insurance Agency LLC gathers data containing information about its clients and their insurance placements, including, but not limited to, names, industry codes, policy types, and policy expiration dates, as well as information about the insurance companies that provide coverage to its clients or compete for its clients’ insurance placements. This information is maintained in one or more databases.

Eastern Classic Coverage Insurance Agency LLC use or disclose information about its clients, if required to do so by law, Eastern Classic Coverage Insurance Agency LLC policy, pursuant to legal process or in response to a request from law enforcement authorities or other government officials. In addition to being used for the benefit of Eastern Classic Coverage Insurance Agency LLC clients, these databases also may be accessed by other Eastern Classic Coverage Insurance Agency LLC affiliates for other purposes, including providing consulting, and other services to insurance companies for which Eastern Classic Coverage Insurance Agency LLC or its affiliates may earn compensation.

Due to the global nature of services provided by Eastern Classic Coverage Insurance Agency LLC the personal information Client may provide may be transmitted, used, stored, and otherwise processed outside the country or State where Client submitted that information.

For further information regarding Eastern Classic Coverage Insurance Agency LLC ‘s data privacy practices, please see Eastern Classic Coverage Insurance Agency LLC ‘s Privacy Statement.

10. SITE TERMS OF USE MODIFICATIONS

Eastern Classic Coverage Insurance Agency LLC and any other affiliated companies may revise these terms of use for its web site at any time without notice. By using this website, you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

11. GOVERNING LAW

Any claim relating to Eastern Classic Coverage’s web site shall be governed by the laws of the State of New York without regard to its conflict of law provisions.

12.

SMS/Text Messaging Terms & Conditions 

Please read these SMS/Text Messaging Terms & Conditions carefully. By completing the SMS/Text Messaging Opt-In Form, you expressly consent to receive non-marketing and marketing text messages from Eastern Classic Coverage Insurance Agency LLC, including text messages made with an Auto dialer, at the mobile phone number(s) you provide. 

or by otherwise contacting Eastern Classic Coverage Insurance Agency LLC as indicated below. You can receive help at any time by contacting Eastern Classic Coverage Insurance agency LLC as indicated below. Consent to receive non-marketing or marketing text messages  is  not  required  to  purchase   any   products   or   services   from Eastern Classic Coverage Insurance Agency LLC.  Messaging and data rates may apply.